contributions, emergency funds, and property-tax estimates.
Grant used to tease me.
“You plan for disasters that haven’t even been invented yet.”
Perhaps.
But thirteen years in finance had taught me never to discover your liquidity situation during a crisis.
I checked my savings, brokerage, vested shares from my former employer, and money-market savings built through years of bonuses and transfers.
Grant knew these accounts existed, or once had.
Because they weren’t linked to our daily checking account, he’d apparently forgotten them.
To him, no paycheck meant no money, no office meant no career, and maternity leave meant dependency.
I opened another worksheet and estimated monthly expenses: rent, utilities, groceries, diapers, backup formula, insurance, transportation, phone, internet, childcare, healthcare, legal costs, moving, and emergencies.
I researched rentals in three neighborhoods within twenty minutes of Ivy’s pediatrician.
Two-bedroom apartments, older duplexes, and small townhouses with parking and safe sidewalks.
Nothing luxurious.
After